for Investment in January 2025
A mutual fund is a collection of money from investors that is used to buy securities, like bonds, stocks, and short-term debts. Most of the investors, especially new or inexperienced investors, are looking for the best mutual funds to invest in.
Some of your friends or colleagues may suggest you names of some schemes they use to invest. But there is no guarantee that the same scheme will be suitable for you.
Some people never move past just making a list of top funds because they are always in doubt that the names are reliable. It is no surprise that many investors keep checking mutual fund forums for validation, even years after they begin investing.
List of 10 Best Schemes for Investment
- Canara Robeco Bluechip Equity Fund
- UTI Flexi Cap Fund
- Parag Parikh Flexi Cap Fund
- Mirae Asset Large Cap Fund
- Axis Midcap Fund
- Kotak Emerging Equity Fund
- Axis Small Cap Fund
- SBI Small Cap Fund
- SBI Equity Hybrid Fund
- Mirae Asset Hybrid Equity Fund
There are five equity mutual fund categories: aggressive hybrid, large cap, mid cap, small cap and flexi cap schemes, which are better for regular mutual fund investors
Aggressive Hybrid Mutual Funds
Aggressive hybrid funds are best for newcomers to equity mutual funds. The scheme invests in equity (65-80%) and debt (20-35%). Because of the hybrid portfolio, investors will be considered investing in low-volatility as compared to pure equity schemes. The scheme is the best investment option for conservative equity investors who are seeking long-term wealth without much volatility.
Large Cap Mutual Funds
Large-cap funds are suitable for those investors who want to play safe even when they are investing in stocks. The scheme invests in the top 100 stocks, and they are better than other pure equity mutual funds.
Flexi Cap Mutual Funds
An equity investor who has a moderate risk appetite and is seeking to invest in the stock market can consider flexi-cap mutual funds as a great option. The scheme invests in different market sectors and capitalisations. A consistent investor can take advantage of growth in different sectors or types of stocks by investing in these schemes.
Mid-Cap and Small-Cap Mutual Funds
Mid-cap schemes invest in medium-sized companies in different market capitalizations, and small-cap funds invest in small-size companies in terms of market capitalisation. This scheme also provides superior returns for a long period. You can consider investing in these schemes if you have a long-term investment plan and have a high-risk appetite.
