Best Mutual Fund Schemes to Invest in March 2025
Mutual funds are increasingly gaining popularity in India and are expected to keep growing steadily in 2025. Despite global economic uncertainty and fluctuations in the Indian market, the industry is likely to benefit from India’s strong economic fundamentals, supportive initiatives introduced by the government, and increasing interest of investors in mutual funds.
However, when it comes to investing in mutual funds, many less experienced investors often get confused about which scheme to invest in. They start searching online or might get advice from family members or friends. But their friends may advise them to invest in a specific scheme that they like or that they prefer most. In such a situation, many investors might even feel dissatisfied with their answers due to many reasons.
If you are someone looking to invest in mutual funds in March 2025, then here are some top recommendations for you.
List of Top 10 Mutual Fund Schemes
- Mirae Asset Large Cap Fund
- UTI Flexi Cap Fund
- Kotak Emerging Equity Fund
- Axis Small Cap Fund
- Canara Robeco Bluechip Equity Fund
- Axis Midcap Fund
- Mirae Asset Hybrid Equity Fund
- SBI Small Cap Fund
- SBI Equity Hybrid Fund
- Parag Parikh Flexi Cap Fund
Factors to Keep in Mind Before Investing in Mutual Fund Schemes
1. Financial goals: determine what is your objective for making the investments, such as retirement, buying a home, travelling or building wealth. This will help you select the right fund scheme.
2. Risk appetite: Mutual funds are subject to market risk. The level of risk varies from fund to fund. Therefore, it is necessary to determine how much risk you can bear before making an investment.
3. Expense ratio: The expense ratio refers to the fee charged by the scheme for the management of the fund. A higher expense ratio can impact your earnings, so it is important to compare the fees of various funds.
4. Fund Manager’s experience: The experience and past performance of the fund manager play a major role in the success of the fund. Research the manager’s history and then make a decision.
5. Time Horizon: Determine how long you want to stay invested in a particular fund. However, it is suggested to stay invested for a long-term period.
6. Taxation liability: Understand the tax implications of investing in different mutual funds.
Investing in mutual funds can offer potential for high growth. However, it should be noted that past performance is not a guarantee of future returns. The past performance just gives an insight into how the fund has performed in the past. Not a single fund performs well all the time. Therefore, it is necessary to do your research before investing in the above funds.